Health Insurance

Protect Your Health and Your Savings

Prepare for medical emergencies with suitable health insurance protection for individuals, families, senior citizens and critical illnesses.

Hospitalisation Cover

Subject to policy conditions

Cashless Facility

At eligible network hospitals

Family Protection

Individual or family floater

Medical Security

Reduce financial stress

Understanding Health Insurance

A Financial Shield Against Rising Medical Costs

Health insurance provides coverage for eligible hospitalisation and medical expenses subject to the selected policy’s terms, limits, waiting periods and exclusions.

The right plan depends on age, family size, medical history, location, lifestyle, existing employer cover and the level of protection required.

  • Protect savings against eligible hospital expenses.
  • Choose individual or family floater coverage.
  • Review room-rent limits, co-payment and waiting periods.
  • Consider top-up protection for higher medical costs.
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Health Insurance Solutions

Protection Options for Different Healthcare Needs

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Benefits, exclusions, premium and eligibility differ across policy categories.

Individual Health Insurance

Provides a separate sum insured for one covered individual.

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Family Floater Policy

Offers a shared sum insured for eligible family members under one policy.

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Senior Citizen Policy

Designed for older individuals, subject to specific terms and co-payment conditions.

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Top-Up Cover

Provides additional protection after the applicable deductible is crossed.

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Critical Illness Cover

May provide a fixed benefit on diagnosis of specified illnesses as per policy terms.

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Group Health Insurance

Coverage offered to eligible members of an employer or defined group.

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A Simple 5-Step Health Insurance Journey

01

Assess Medical Needs

Review age, family size, health history and existing coverage.

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02

Estimate Sum Insured

Consider current treatment costs and future medical inflation.

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03

Compare Features

Review limits, waiting periods, network hospitals and exclusions.

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04

Complete Disclosures

Provide accurate medical, lifestyle and personal information.

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